Lumpsum calculator
Estimate the future value of a single investment left to grow.
Runs entirely in your browser. Nothing you type is sent anywhere.
₹
%
years
Estimated value—
- Invested
- —
- Estimated gain
- —
Invested Gain
Year-by-year value
| Year | Value at year end |
|---|
Market returns aren’t guaranteed. This is an illustration at a constant rate, not a forecast or advice.
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How to use the lumpsum calculator
Value = amount × (1 + yearly return)years, compounded once a year.
- Enter the amount you’ll invest once.
- Enter an expected yearly return.
- Enter how many years you’ll stay invested.
- Read the estimated value and gain.
Understanding your result
The future value assumes one steady yearly return. Real investments rise and fall, so try a few return rates to see a range. The result is before tax, fees and inflation.
Questions
Lumpsum or SIP?
A lumpsum puts all your money to work at once, which helps when markets rise but hurts if they fall soon after. A SIP spreads purchases over time. Compare with the SIP calculator.
How is the value worked out?
Value = amount × (1 + yearly return)years, compounded once a year.